# SRC: Housing cost overburden rate by tenure status (Eurostat, 2008-2019) * **Housing cost overburden rate by tenure status - EU-SILC survey** * **Summary:** * **"**This indicator is defined as the percentage of the population living in a household where the total housing costs (net of housing allowances) represent more than 40% of the total disposable household income (net of housing allowances) presented by accommodation tenure status." * **Includes data about owners with a mortgage, owners without a mortgage, tenants at market prices and tenants at reduced prices.** * Note that many economists argue that using more than 30% of the total disposable household income should be already be considered as housing cost overburden. * And note that there are economists who argue that establishing such a blanket threshold to define housing cost overburden, be it 30 or 40%, is not useful because it depends on the amount of total disposable household income and the cost of living in different places. Meaning that a household with a 800,000 euros of income per year can probably afford a 40% housing cost in an expensive city, while a household with a 16,000 euros of income per year probably can't afford a 30% housing cost in an inexpensive city. * --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://housing-base.journalismarena.eu/access-to-housing/data-sources-sets-and-visualisations/src-housing-cost-overburden-rate-by-tenure-status-eurostat-2008-2019.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.