Similar Origins – Divergent Paths: The Politics of German and Dutch Housing Markets
By Alice Cooper and Paulette Kurzer. Published on May 20, 2020,
PDF available (not open access): https://doi.org/10.1080/09644008.2020.1764541
This article is a comparative study of Dutch and German housing markets that shared many commonalities until the early 1990s.
Since the 1990s, the two markets have diverged significantly; with homeownership, mortgage debt and housing prices much higher in the Netherlands than Germany, which is partially due to more extensive turn to neoliberalism in housing policy in the Netherlands.
The article also looks into differences in the treatment of private renting versus not-for-profit social housing by governments in each country, and draw attention to mortgage liberalisation after 1993 in the Netherlands, which did not happen in Germany.
Keywords: Germany, the Netherlands, Dutch, German, housing market, housing policies, mortgage liberalisation